What is Covered?
FFA National Insurance Programme
The FFA National Insurance Programme actually consists of three policies:
A. Personal Injury
B. Public and Products Liability and Professional Indemnity
C. Management Liability
Who is Covered?
The plan defines the Insured as:
Football Federation Australia Limited including all Participating State Associations and Territory Governing Bodies as listed below;
- ACT Football Federation (Capital Football)
- Football Federation Tasmania Limited
- Football Federation SA Inc.
- Football West Limited
- Football Federation Victoria (FFV) Inc.
- Football Queensland Limited
- Football Federation Northern Territory
In addition the plan extends to provide coverage to the following Insured Persons:
- Registered Playing Members
- Non-Playing Officials
- team managers
- committee members
- office bearers
- executive officers
- other match officials
- ball boys
- medical officers
- co-opted voluntary workers
- officials of the insured
When are you covered?
Cover is provided under the Sports Personal Injury policy to the above insured persons whilst:
|a.||Playing in official matches.|
|b.||Engaged in organised training and Practice|
|c.||Traveling directly to, from or between official matches or training and your home or work.|
|d.||Staying away from your home district for the purpose of participating in representative or club matches|
|e.||Engaged in administrative or organised social activities for your club or Federation.|
Under the Broadform Liability Policy (Public & Products Liability) section coverage is provided:
“For liabilities arising out of the Insured’s Business.”
“Business” under the Policy means “all activities undertaken by the Insured and connected with the Sport (Football) including responsibilities as landlord, tenants, property owners and organisers of social and fund-raising activities.
In summary, in order to lodge a claim under the FFA National Insurance Programme you must be an Insured Person engaged in an Insured Sporting Activity
Examples of Insured Persons engaged in Insured Sport under the Sports Personal Accident policy include:
A registered player injured in an official match
A coach injured at an official training session
A parent injured whilst working in the canteen
The parent would be considered a Co-Opted Volunteer and they would be considered to be engaged in an administrative activity of the club
A Spectator injured whilst watching the match
Spectators are not “insured persons” and can not claim under the Sports Personal Injury policy. The Club and officials are however protected under the General Policy in the event that they are legally liable for personal injury sustained to a spectator or third party.