Individual Cover Available – “Top-Up” Insurance

Gow-Gates Insurance Brokers has arranged in conjunction with QBE an Individual Injury/ Illness Insurance Policy catering for Licensed Jockeys and Apprentices.
This policy provides additional cover to protect your income, complementing the Group Personal Accident Insurance Programme established through Racing Australia for all Jockeys in Australia.
As you would be aware, there can be a substantial gap between earnings and benefits received through Workers’ Compensation Payments, especially where an injury occurs off the track and no Workers’ Compensation cover is available.

EVERY JOCKEY should consider taking out 24hr or Outside Working Hours cover. Advantages of an Individual Injury/Illness Insurance Policy for licensed Jockeys and Apprentices:

  • Experience and thorough knowledge of the sport and associated injury claims
  • Flexibility with choice of benefits and weekly sums available
  • Competitive Premiums
  • Pay by the Month options available
  • Simple and efficient claims with the same claims administrator for both the Group Personal Accident Insurance Programme and the Individual Injury/Illness Insurance policy.

OPTION 1
Injury Cover – 24 Hour
OPTION 2
Injury AND Illness Cover – 24 Hour
OPTION 3 Injury Cover Outside Working Hours

DOWNLOADS

Policy Wording for Individual Injury/Illness for Licensed Jockeys
Proposal Form for Individual Injury/Illness for Licensed Jockeys